Global Insurance Center Bart van Droogenbroek Simon Burtwell Kevin Koenig Global Telecommunications UK Head of General Insurance Partner, FSO Advisory Tax Leader +44 20 7951 0532 Enterprise Intelligence Global Lead +352 42 124 7456 sburtwell@uk.ey.com Insurance bart.van.droogenbroek@lu.ey.com Michael Barkham +1 269 830 2318 Rohit Puri European Actuarial kevin.koenig@ey.com Global Telecommunications Practice Leader Director +44 20 7951 1516 +1 415 894 8991 mbarkham@uk.ey.com rohit.puri@ey.com Catherine Barton Adrian Baschnonga European Actuarial Retail Lead Telecommunications Insurance Leader Analyst +44 20 7951 5503 +44 20 7951 1724 cbarton@uk.ey.com abaschnonga@uk.ey.com Sherdin Omar Senior Manager European Actuarial Services +44 20 7951 7840 somar@uk.ey.com Illustrations throughout summary are courtesy of The Grove Consultants International The quest for telematics 4.0 | 31