Global Insurance Center Bart van Droogenbroek Simon Burtwell Kevin Koenig Global Telecommunications UK Head of General Insurance Partner, FSO Advisory Tax Leader +44 20 7951 0532 Enterprise Intelligence Global Lead +352 42 124 7456 [email protected] Insurance [email protected] Michael Barkham +1 269 830 2318 Rohit Puri European Actuarial [email protected] Global Telecommunications Practice Leader Director +44 20 7951 1516 +1 415 894 8991 [email protected] [email protected] Catherine Barton Adrian Baschnonga European Actuarial Retail Lead Telecommunications Insurance Leader Analyst +44 20 7951 5503 +44 20 7951 1724 [email protected] [email protected] Sherdin Omar Senior Manager European Actuarial Services +44 20 7951 7840 [email protected] Illustrations throughout summary are courtesy of The Grove Consultants International The quest for telematics 4.0 | 31